Overview
Yuno supports 1000+ payment methods across 194 countries through 300+ providers. This guide helps you identify the most relevant methods for your target markets and understand region-specific requirements.
Use the Coverage page for a complete list of supported countries and payment methods per provider. Americas
North America (US, CA)
| Method | Type | Key Requirements |
|---|
| Visa / Mastercard / Amex | Card | email, AVS recommended |
| Discover | Card | email |
| Apple Pay | Digital Wallet | Requires Apple Pay merchant setup |
| Google Pay | Digital Wallet | Requires Google Pay merchant setup |
- AVS (Address Verification) is widely used for fraud prevention in the US. Include
billing_address for higher approval rates.
- 3DS is optional but recommended for high-risk transactions.
Brazil (BR)
| Method | Type | Key Requirements |
|---|
| PIX | Instant Transfer | document (CPF/CNPJ) |
| Boleto Bancário | Cash Voucher | document (CPF/CNPJ), address |
| Cards (Visa, MC, Elo, Hipercard) | Card | document recommended |
- PIX is Brazil’s most popular digital payment method with instant settlement.
- CPF (11 digits) for individuals, CNPJ (14 digits) for businesses.
- Local card brands Elo and Hipercard require Brazil-enabled providers.
Mexico (MX)
| Method | Type | Key Requirements |
|---|
| OXXO | Cash Voucher | email |
| SPEI | Bank Transfer | email |
| Cards (Visa, MC, Amex) | Card | document (CURP/RFC) recommended |
- OXXO is Mexico’s largest convenience store chain with 20,000+ locations.
- SPEI transfers typically settle within minutes during banking hours.
Colombia (CO)
| Method | Type | Key Requirements |
|---|
| PSE | Bank Transfer | document (CC/NIT) |
| Efecty | Cash Voucher | email |
| Cards (Visa, MC) | Card | document (CC) recommended |
| Nequi | Digital Wallet | phone |
- PSE redirects the customer to their bank for authorization.
- CC (Cédula de Ciudadanía) for individuals, NIT for businesses.
Chile (CL)
| Method | Type | Key Requirements |
|---|
| Webpay | Card/Debit | document (RUT) |
| Cards (Visa, MC) | Card | document (RUT) recommended |
| Servipag | Cash Voucher | email |
Peru (PE)
| Method | Type | Key Requirements |
|---|
| PagoEfectivo | Cash Voucher | document (DNI) |
| Cards (Visa, MC) | Card | document (DNI) recommended |
Argentina (AR)
| Method | Type | Key Requirements |
|---|
| Cards (Visa, MC, Amex) | Card | document (DNI/CUIT) |
| Rapipago / PagoFácil | Cash Voucher | document (DNI) |
Europe
General Requirements
PSD2/SCA Compliance: All online card payments in the European Economic Area (EEA) require Strong Customer Authentication (3DS). Yuno handles 3DS automatically based on issuer requirements and your merchant configuration.
Western Europe (DE, FR, ES, IT)
| Method | Type | Key Requirements |
|---|
| Visa / Mastercard | Card + 3DS | email, billing_address |
| SEPA Direct Debit | Bank Transfer | iban |
| Sofort / Klarna | Bank Transfer / BNPL | email |
| Apple Pay / Google Pay | Digital Wallet | Wallet merchant setup |
Netherlands (NL)
| Method | Type | Key Requirements |
|---|
| iDEAL | Bank Transfer | email |
| Cards (Visa, MC) | Card + 3DS | email, billing_address |
- iDEAL accounts for ~60% of Dutch e-commerce transactions.
- Customers select their bank and authorize via their banking app.
Belgium (BE)
| Method | Type | Key Requirements |
|---|
| Bancontact | Card/Debit | email |
| Cards (Visa, MC) | Card + 3DS | email, billing_address |
United Kingdom (GB)
| Method | Type | Key Requirements |
|---|
| Cards (Visa, MC, Amex) | Card + 3DS | email, billing_address |
| Open Banking | Bank Transfer | email |
| Apple Pay / Google Pay | Digital Wallet | Wallet merchant setup |
- UK follows PSD2-equivalent SCA rules post-Brexit.
- Open Banking adoption is growing rapidly for both payments and payouts.
Asia-Pacific
India (IN)
| Method | Type | Key Requirements |
|---|
| UPI | Instant Transfer | vpa (Virtual Payment Address) |
| Cards (Visa, MC, RuPay) | Card | email |
| Netbanking | Bank Transfer | email |
- UPI handles 10+ billion transactions per month in India.
- RuPay is India’s domestic card network.
Southeast Asia (SG, MY, PH, TH, ID)
| Method | Type | Key Requirements |
|---|
| GrabPay | Digital Wallet | email |
| DANA | Digital Wallet | email, phone |
| OVO | Digital Wallet | email, phone |
| Cards (Visa, MC) | Card | email |
- Digital wallets dominate e-commerce in Southeast Asia.
- GrabPay is available across Singapore, Malaysia, and Philippines.
Regional Best Practices
Document Requirements by Country
Many LATAM countries require a tax identification document for regulatory compliance. Always include the customer document when available:
| Country | Document Type | Format | Example |
|---|
| Brazil | CPF (individual) | 11 digits | 12345678901 |
| Brazil | CNPJ (business) | 14 digits | 12345678000190 |
| Colombia | CC (individual) | 6-10 digits | 1234567890 |
| Colombia | NIT (business) | 9 digits + check | 900123456 |
| Mexico | CURP (individual) | 18 chars | GARM850101MDFRRL09 |
| Mexico | RFC (business) | 12-13 chars | GAR850101XXX |
| Chile | RUT | 8 digits + check | 12345678-9 |
| Peru | DNI | 8 digits | 12345678 |
| Argentina | DNI | 7-8 digits | 12345678 |
| Argentina | CUIT (business) | 11 digits | 20123456789 |
Currency and Country Matching
Always match country and currency correctly. Mismatches will result in validation errors:
| Country | Expected Currency | Common Mistake |
|---|
| US | USD | . |
| BR | BRL | Using USD for PIX |
| MX | MXN | Using USD for OXXO |
| CO | COP | Using USD for PSE |
| DE, FR, NL | EUR | Using local pre-euro currencies |
| GB | GBP | Using EUR |
| IN | INR | Using USD for UPI |
3DS by Region
| Region | 3DS Requirement | Details |
|---|
| Europe (EEA) | Mandatory | PSD2 requires SCA for all online payments |
| UK | Mandatory | Post-Brexit SCA regulations |
| LATAM | Optional | Recommended for high-value transactions |
| US / Canada | Optional | Recommended for fraud reduction |
| APAC | Varies | Mandatory in India (RBI mandate), optional elsewhere |
